Singapore Property Advisor

Helping You Make Smarter Property Decisions

Residential Property Specialist — New Launches · Resale · Investment

Serving home buyers, sellers and property investors across Singapore, with a focus on new launch condominiums.

11+ Years in Singapore Real Estate • HDB · Private Resale · Investment • Straightforward, No-Pressure Advice
CEA License
R056451Z
Languages
English · Mandarin 中文
Latest Award
Service Excellence 2026
Why Clients Choose Me

Why Work With Me

Before I became a property agent in 2015, I spent my career as a systems engineer — my days were spent with machines and servers, not people. It was reliable work, but I found myself missing real human interaction. Property was the shift I was looking for: every deal starts and ends with a conversation, a family's plans, a person's next chapter. I believe buying a property should be more than finding a beautiful home — it's about understanding the numbers, the location, the future potential, and how the property fits into your long-term plans.

I've spent over a decade in Singapore real estate since 2015, working with HDB upgraders, investors, and foreign buyers on decisions that matter — from a first HDB upgrade to a first investment property.

My approach combines market research with a practical understanding of what actually matters to homeowners and investors — not just the highlights reel.

What makes my approach different: I'd rather spend an extra hour running through the numbers with you than have you regret a six-figure decision. Coming from a technical background also means I'm comfortable in the details — but it's the human side of this work, sitting down and actually listening to what you need, that I value most.

Market Knowledge

Stay informed on pricing, new launches, rental demand and neighbourhood trends across Singapore.

Data-Driven Advice

Compare properties on entry price, rental potential, exit considerations and surrounding developments.

Personalised Strategy

Every buyer and seller has different objectives — I tailor recommendations to your financial and lifestyle goals.

End-to-End Support

From property selection and viewing through negotiation, paperwork and completion.

Why It Matters to Work With a Person

You get a person, not a portal

Listing sites give you data. I explain why a unit is priced the way it is — and answer the question you didn't know to ask.

Real conversations catch what algorithms miss

A family's actual priorities — school routes, aging parents, a remote work setup — rarely show up as filters on a property site.

Someone who reads the room, not just the numbers

Hesitation, confusion, a rushed decision — a good agent senses these and slows things down. Software can't.

Judgment over automation for the big calls

Negotiation, timing an offer, reading a seller's motivation — these are human skills, and this is a decision size where they matter.

You're not another lead in a CRM

Having come from a technical world myself, I can promise you'll never feel like a ticket number — every client gets a direct line to me.

Services

How I Can Help

🏠

Buying a Home

Shortlisting properties based on lifestyle, budget, schools, transport and long-term considerations.

📈

Property Investment

Evaluating properties on entry price, rental demand, potential appreciation and investment objectives.

🏗️

New Launches

Comparing upcoming developments, developer track record, unit selection and pricing.

🔑

Resale Properties

Identifying suitable resale properties and negotiating based on comparable transactions.

💰

Selling Your Property

Positioning your property, establishing pricing strategy and reaching suitable buyers.

🌏

Foreign Buyers

Assisting overseas buyers in navigating the Singapore property purchasing process.

Explore All New Launches →
Track Record

Awards Received

Annual 2026

Service Excellence

Annual 2025

Service Excellence

Annual 2021

Service Elite

Dec 2020

ERA Million Dollar Club

How It Works

How I Work With You

01

Understand

We discuss your budget, objectives and requirements.

02

Shortlist

I identify suitable properties and explain the differences.

03

Analyse

We compare pricing, past transactions, rental potential and future considerations.

04

View

We arrange property viewings at your convenience.

05

Negotiate

I help you evaluate the offer and negotiate where appropriate.

06

Complete

I guide you through the transaction process until completion.

FAQ

Frequently Asked Questions

Can foreigners buy a property in Singapore?

Foreigners can freely buy private condominium units and apartments in Singapore, but landed homes, and land in general, require approval from the Singapore Land Authority. Foreign buyers also pay a higher rate of Additional Buyer's Stamp Duty than Singapore Citizens and Permanent Residents. For more information, see Purchase Eligibility: What Can You Buy.

How much cash do I need to buy a condo?

Beyond your downpayment, a portion of the purchase price must be paid in cash and cannot be covered by CPF savings or bank loan proceeds, and you'll also need cash upfront for the option fee and stamp duties. The exact amount depends on how much financing you take up. For a fuller breakdown, see How Much Cash Do You Really Need To Buy A Condo.

Should I buy new launch or resale?

New launches offer newer fittings, progressive payment schedules and potential capital upside, while resale units let you move in sooner and are often better located. The right choice depends on your timeline, budget and goals. See Should You Buy a New Launch or Resale Condo.

How much can I borrow from the bank?

Your loan quantum depends on the property's Loan-to-Value limit, your Total Debt Servicing Ratio, outstanding loans, age and income. Most buyers can borrow up to 75% of the property's value, subject to these limits. For a detailed guide, see Financing Your Property Purchase.

What is ABSD?

ABSD, or Additional Buyer's Stamp Duty, is an extra tax on top of the standard Buyer's Stamp Duty, charged based on the buyer's residency status and the number of properties they already own. Rates are higher for second and subsequent properties, and for foreign buyers. See Stamp Duties for Buying/Selling Properties in Singapore for the current rates.

Should I sell my existing property before buying another?

Selling first avoids extra costs but means finding interim housing, while buying first secures your next home sooner but can mean carrying two properties. For private property, buying before selling also usually means paying Additional Buyer's Stamp Duty upfront, since almost no one qualifies for a refund. For HDB flats, you generally have 6 months from collecting your new keys to dispose of your old flat. See Selling Before Buying: How to Time Your Property Upgrade for the full breakdown.

Get In Touch

Thinking About Buying Property?

Let's discuss your requirements before you start viewing properties. Have a question about a new launch, resale listing, or your property's current value? I'll get back to you personally.

Mobile: +65 9820 1228
License: R056451Z
Firm: ERA Realty Network Pte Ltd (L3002382K)
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